Healthy America logo
watercolor apple with deductibles copays and coverage

Bridging Coverage Gaps.
No Need Overlooked!






Association Membership  Association Membership Plans

Association Membership Icon

UBA Membership

-United Business Association
-Association Membership

Download UBA Membership Sample Guide

-No BB (Association Membership Only):
open flyer icon   View Sample Brochure

Association Membership Icon

HAA Membership

-Healthy America Association
-Association Membership

Download HAA Membership Sample Guide

-No BB (Association Membership Only):
open flyer icon   View Sample Brochure



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accident insurance  Supplemental Accident Insurance Plans

Accident Icon
Critical Illness Icon

Gap 5000

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Requires UBA Membership

Download 5000 Flyers

-No BB (Accident & Critical Illness only):          open flyer icon   View Flyer
-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer
-With BB 3.0 (Direct Primary Care & more):      open flyer icon   View Flyer
-With BB 4.0 (Direct Primary Care & more):      open flyer icon   View Flyer

Accident Icon
Critical Illness Icon

Gap 10000

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Requires UBA Membership

Download 10000 Flyers

-No BB (Accident & Critical Illness only):          open flyer icon   View Flyer
-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer
-With BB 3.0 (Direct Primary Care & more):      open flyer icon   View Flyer
-With BB 4.0 (Direct Primary Care & more):      open flyer icon   View Flyer

Accident Icon
Critical Illness Icon

Gap 25000

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Requires UBA Membership

Download Gap 25000 Flyers

-No BB (Accident & Critical Illness only):          open flyer icon   View Flyer
-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer
-With BB 3.0 (Direct Primary Care & more):      open flyer icon   View Flyer
-With BB 4.0 (Direct Primary Care & more):      open flyer icon   View Flyer

Accident Icon
Critical Illness Icon
Hospital Indemnity Icon

Gap Edge & BB 1.0

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Group Hospital Indemnity (ER & Doctor Visits)
-Requires UBA Membership

Download Gap Edge Flyer

-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer

Accident Icon

UBA Accident

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Requires UBA Membership


Download UBA Accident Flyer

-No BB (Accident only):        open flyer icon   View Flyer



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critical illness insurance  Supplemental Critical Illness Insurance Plans

Accident Icon
Critical Illness Icon

Gap 5000

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Requires UBA Membership

Download 5000 Flyers

-No BB (Accident & Critical Illness only):          open flyer icon   View Flyer
-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer
-With BB 3.0 (Direct Primary Care & more):      open flyer icon   View Flyer
-With BB 4.0 (Direct Primary Care & more):      open flyer icon   View Flyer

Accident Icon
Critical Illness Icon

Gap 10000

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Requires UBA Membership

Download 10000 Flyers

-No BB (Accident & Critical Illness only):          open flyer icon   View Flyer
-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer
-With BB 3.0 (Direct Primary Care & more):      open flyer icon   View Flyer
-With BB 4.0 (Direct Primary Care & more):      open flyer icon   View Flyer

Accident Icon
Critical Illness Icon

Gap 25000

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Requires UBA Membership

Download Gap 25000 Flyers

-No BB (Accident & Critical Illness only):          open flyer icon   View Flyer
-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer
-With BB 3.0 (Direct Primary Care & more):      open flyer icon   View Flyer
-With BB 4.0 (Direct Primary Care & more):      open flyer icon   View Flyer

Accident Icon
Critical Illness Icon
Hospital Indemnity Icon

Gap Edge & BB 1.0

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Group Hospital Indemnity (ER & Doctor Visits)
-Requires UBA Membership

Download Gap Edge Flyer

-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer

Critical Illness Icon

Gap CI 25K & BB 1.0

-Group Critical Illness
-Requires UBA Membership



Download Gap CI 25K Flyer

-With BB 1.0 (Virtual Care Solutions & more):  open flyer icon   View Flyer



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Hospital Indemnity insurance  Supplemental Hospital Indemnity Insurance Plans

Hospital Indemnity Icon
Critical Illness Icon

Sm&rt Med Plans

-Group Benefits Fixed Indemnity
-Critical Illness Rider
-Basic, Value, Plus & Premium Plan Options
-Requires UBA Membership

Download Sm&rt Med Brochures

-With BB 4.0 (Direct Primary Care & more):
open flyer icon  View Brochure

Accident Icon
Critical Illness Icon
Hospital Indemnity Icon

Gap Edge & BB 1.0

-Blanket Group Accident Medical Expense
-Blanket Group Accidental Death & Dismemberment
-Group Critical Illness
-Group Hospital Indemnity (ER & Doctor Visits)
-Requires UBA Membership

Download Gap Edge Flyer

-With BB 1.0 (Virtual Care Solutions & more):
open flyer icon   View Flyer

Hospital Indemnity Icon

Complement Care

-Group Hospital Indemnity (ER & Doctor Visits)
-Requires UBA Membership



Download Complement Care Flyer

-No BB (Hospital Indemnity only):        open flyer icon   View Flyer



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Short Term insurance  Short Term Medical Insurance Plans

Hospital Indemnity Icon

HealthBridge TRD Plans

-Short Term Medical Insurance
-Requires HAA Membership in Group States
-Does Not Require HAA Membership in Individual States
search providers Search Providers
-Choose PHCS Practitioner & Ancillary Network (not in NE)

Download HealthBridge Brochures

-No BB (Short Term Medical only):

open flyer icon   View Brochure (Group States)
AL,AZ,AR,FL,GA,IN,MI,MS,NE,OH,SC,TN,TX,VA,WV & WI

open flyer icon   View Brochure (Individual States)
KS,KY,LA,MO,NV,NC,OK, & WY

Hospital Indemnity Icon

HealthBridge VCS Plans

-Short Term Medical Insurance
-Requires HAA Membership in Group States
-Does Not Require HAA Membership in Individual States
search providers Search Providers
-Choose PHCS Practitioner & Ancillary Network (not in NE)

Download HealthBridge Brochures

-With BB 1.0 (Virtual Care Solutions & more):

open flyer icon   View Brochure (Group States)
AL,AZ,AR,FL,GA,IN,MI,MS,NE,OH,SC,TN,TX,VA,WV & WI

open flyer icon   View Brochure (Individual States)
KS,KY,LA,MO,NV,NC,OK, & WY

Hospital Indemnity Icon

HealthBridge DPC Plans

-Short Term Medical Insurance
-Requires HAA Membership in Group States
-Does Not Require HAA Membership in Individual States
search providers Search Providers
-Choose PHCS Practitioner & Ancillary Network (not in NE)

Download HealthBridge Brochures

-With BB 4.0 (Direct Primary Care & more):

open flyer icon   View Brochure (Group States)
AL,AZ,AR,FL,GA,IN,MI,MS,NE,OH,SC,TN,TX,VA,WV & WI

open flyer icon   View Brochure (Individual States)
KS,KY,LA,MO,NV,NC,OK, & WY



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Dental insurance  Dental,  Vision insurance  Vision, &   Term Life insurance  Term Life Insurance Plans

Dental Icon

FCL Dental 3000

-Group Dental
-Requires UBA Membership
search providers Search Dental Providers
-Choose DenteMax Plus Network

Download FCL Dental 3000 Flyer

-No BB (Dental only):          open flyer icon   View Flyer

Dental Icon

FCL OraQuest Dental HMO

-Group Dental
-Requires Primary Dentist
-Requires UBA Membership
search providers Search Dental Providers
-Choose OraQuest Network

Download FCL OraQuest DHMO Flyer

-No BB (Dental only):          open flyer icon   View Flyer

Dental Icon

UBA Dental

-Group Dental
-Requires UBA Membership
search providers Search Dental Providers
-Choose DenteMax Plus Network

Download UBA Dental Flyer

-No BB (Dental only):          open flyer icon   View Flyer

Vision Icon

VSP Individual Vision Plan

-Individual Vision Insurance
-Does Not Requires UBA or HAA Membership
search providers Search VSP Vision Providers

Download VSP Flyer

-No BB (Vision only):          open flyer icon   View Flyer

Vision Icon

UBA Vision

-Group Vision Insurance
-Requires UBA Membership
search providers Search VSP Vision Providers

Download UBA Vision Flyer

-No BB (Vision only):          open flyer icon   View Flyer

Term Life Icon

Gap Term

-Group Term Life Insurance
-Requires UBA Membership
change beneficiary icon Change Beneficiary Form

Download Gap Term Flyer

-No BB (Term Life only):          open flyer icon   View Flyer



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Benefit Boost insurance  Benefit Boost Non-Insurance Health & Wellness Plans

Benefit Boost Bundles Package Icon

Benefit Boost 1.0

-Non-Insurance Health & Wellness Membership
-Virtual Care Solutions & more
-Does Not Require UBA or HAA Membership

Benefit Boost Bundles Package Icon

Benefit Boost 2.0

-Non-Insurance Health & Wellness Membership
-Virtual Primary Care Solutions & more
-Does Not Require UBA or HAA Membership

Benefit Boost Bundles Package Icon

Benefit Boost 3.0

-Non-Insurance Health & Wellness Membership
-Direct Primary Care Solutions (Value) & more
-Does Not Require UBA or HAA Membership

Benefit Boost Bundles Package Icon

Benefit Boost 4.0

-Non-Insurance Health & Wellness Membership
-Direct Primary Care Solutions (Plus) & more
-Does Not Require UBA or HAA Membership

Vision Icon

Lyric Health Virtual Visits

-Virtual Care Solutions (non-insurance)
-Virtual Urgent Care & Virtual Talk Therapy
-Does Not Require UBA or HAA Membership

Vision Icon

Lyric Health VPC

-Virtual Care Solutions (non-insurance)
-Virtual Primary, Urgent Care, & Virtual Talk Therapy
-Does Not Require UBA or HAA Membership

Doctor Icon

HC2U DPC Prime

-Direct Primary Care Solutions (non-insurance)
-Doctor Visits, Urgent Care & Virtual Visits
-Does Not Require UBA or HAA Membership

Doctor Icon

HC2U DPC Plus

-Direct Primary Care Solutions (non-insurance)
-Doctor Visits, Urgent Care & Virtual Visits
-Does Not Require UBA or HAA Membership

Doctor Icon

HC2U DPC Value

-Direct Primary Care Solutions (non-insurance)
-Doctor Visits, Urgent Care & Virtual Visits
-Does Not Require UBA or HAA Membership

Dental Icon

SML Dental Discounts

-Dental Discounts (non-insurance)
-Does Not Require UBA or HAA Membership
search tool Search Participating Providers
-Enter Promo Code 725324.

RX Icon

FusionRx

-$0 Cost Direct Access RX with Approved List (non-insurance)
-Does Not Require UBA or HAA Membership
search tool Search Approved Medication List
search tool Search Participating Pharmacies

RX Icon

Paramount RX Discounts

-Retail & Pet Prescription Discounts (non-insurance)
-Does Not Require UBA or HAA Membership
search tool Search Retail RX Providers & Drug Costs
search tool Search Pet RX Providers & Drug Costs

Vitamin Icon

Benefit Boost Vitamins

-Multi-Vitamin Gumdrops (non-insurance)
-Does Not Require UBA or HAA Membership
shopping cart to order Vitamin Order Form




important info icon

Important Insurance Notice

Insurance included in a UBA or HAA membership plan is supplemental coverage, not basic health insurance or major medical coverage. It does not qualify as minimum essential coverage under the Affordable Care Act, as referenced by M.G.L. c. 111M and 956 CMR 5.00, and supplemental benefits do not qualify as Medicare prescription drug plans. All plan descriptions above are based on a broad overview of the majority of state's coverage available in the membership plan. Some coverage amounts or coverage availability may vary by state. If there are any discrepancies between the descriptions on this website or in the membership plan flyers or brochures and the Certificate, the Certificate of Insurance will govern.

The optional association group insurance is only available to members of UBA or HAA who have the desire to enhance their membership. You must be a UBA or HAA member to enroll in association group insurance. Review any applicable Certificates of Insurance for full group insurance benefit details, terms, limitations, exclusions, age limits, and state availability and variations.




United Business Association, Healthy America Association, United States Fire Insurance Company, SiriusPoint America Insurance Company, Guarantee Trust Life Insurance Company, Windsor Life Insurance Company, Optimum Re Life Reinsurance Company, Renaissance Life & Health Insurance Company of America, First Continental Life & Accident Insurance Company, Everest Reinsurance Company, Vision Service Plan (VSP), Lyric Health, Paramount RX®, PRAM Inc., Aetna Dental Access®, LifeLock®, FamilySource®, Healthcare2U, and HealthyAmerica are separate legal entities and have sole financial responsibility for their own products.

Healthy America Insurance Agency, Inc. is the exclusive marketer for the United Business Association (Agency CA License G32190 and NPN #7979686).



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AAD-101.38-19 | 6088016 | HASA-HI-1000 | HASA-BAM-1000 | HASA-CI-1000




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