United Business Association (UBA) Gap Plans

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UBA Facts

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Membership Benefit Videos

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Select Go to Section to find out more about who UBA is
WHO IS UBA
Select Go To Section to find out all the UBA Membership benefits
MEMBERSHIP BENEFITS 
Select Go To Section to find out more about Insured Benefits
INSURED BENEFITS
Select Go to Section to find out how to apply to UBA Gap Plans
HOW DO I APPLY

Who is United Business Association (UBA)

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We are Better Together

The United Business Association (UBA) is a nationwide membership of small business owners and employees. UBA leverages our purchasing power to secure benefits and discounts that may not be otherwise available on an individual basis. Your membership in the United Business Association allows you to access and enroll in association group insurance programs and apply for association short term medical insurnace. Various insurance companies have issued group limited benefit insurance policies to the United Business Association as the group master policyholder. With association group insurance programs, shared business knowledge, business and lifestyle benefits and services and opportunities to network, We are Better Together.

UBA's Mission

Our mission is to conduct polls among its members on matters of importance to individuals interested in business, to collect, compile and disseminate business and financial information through the new media to its members and the general public. To carry on educational programs among its members and the general public relating to matters of vital interest to the business community. To organize individuals interested in business and concerned citizens into an association with the objective that their voices may be heard effectively in local, state and national affairs affecting the business community. To seek & support the availability of services and other benefits for members which represent greater value to those members than would be available to them individually. To conduct and engage in all lawful activities under the Texas Non-for-Profit Corporation Act.

United Business Association (UBA)

Small Business networking

The United Business Association promotes networking among its membership of small business owners and employees. Support other members just like you! Advertise Your Small Business for Free!

Sharing Business Knowledge

By joining the United Business Association (UBA), you can participate in sharing business knowledge with other small business owners and employees like you or learn new ideas related to business such as: Small Business Articles and Helpful Links, Small Business Related YouTube Videos, Social Media Networking and Articles, Polls Regarding Small Business, and Membership Benefits Advice from the Board on Small Business Matters.

UBA Membership Benefits & Services

Member Driven Value.
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Unlock the Value of Your Membership - United Business Association - Member Driven Value.
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  • Free Vitamins
  • MailMyPrescriptions.com
  • Retail RX Discount 
  • MeMD -Telehealth 24/7 
  • Pet RX Discount Card
  • 24-Hr Nurse Helpline
  • Lab Discounts
  • Discount Hearing Service 
  • Gateway Medicard
  • Health Savings Account 
  • Travel Assistance Plan
  • LensCrafters Vision Club
  • GymAmerica.com
  • 24-Hr Roadside Assistance 
  • TrueCar Buying Network
  • Graduate Scholarship
  • HopTheShops.com
  • LegalConnect
  • TravelerBonus.com
  • Child ID Card Services
  • Car Rental Discounts
  • ADP Payroll Processing
  • 1800Flowers.com 
  • Office Supplies & Furniture
  • Hewlett (HP) Computers
  • UPS Express Delivery
  • UBA Savings Perks
  • Theme Park Discounts
  • Data & Cyber Liability
  • Business Owner's Policy
MeMD - 24,7 Telehealth service for urgent visits and behavioral health

MeMD - Telehealth 

Great for when you get sick.
Connect with a Medial Provider
Unlimited Free Visits for Members*
Includes Behavioral Health Visits
Available 24/7, 365 days a year     

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MailMyPrescriptions.com - Wholesale Pharmacy Service - start saving on your prescriptions

MailMyPrescriptions.com

Great for maintenance medications.
Wholesale Pharmacy Service
Pay ONLY WHOLESALE COST for RX
No Insurance Required
Pricing is Guaranteed

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Free Vitamins - one-a-day vitamins

free vitamins

Free* One-A-Day Multi-Vitamins.
Free Shipping
Same Formulas as in Supermarkets
One-A-Day Formulas from A-Z
Order them easily online    

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Cyber & Data Security Policy Opportunities for your small business

Cyber & Data Security

Protect your Small Business.
Multiple Options for your specific needs
First and Third Party Coverage
Expert Forensic & Legal Assistance
Get a Quote to Protect Your Company

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*Benefits are paid by Healthy America.

UBA Gap Plans that Include Insured Benefits

View the different types of Insured Benefits that are included in our UBA Gap Plans.
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Accident Insurance

UBA offers plans that include Group Accident Medical Expense and Group Accidental Death & Dismemberment Insurance to help with out-of-pocket costs due to an accident.

Accident Insurance with UBA Gap Plans

Emergency Room

UBA offers plans that include Emergency Room Visits which include these facilities: In-Hospital Emergency Rooms, Free-Standing Emergency Rooms & Urgent Care Centers for accident or sickness.

Emergency Room Visits with UBA Gap Plans

Term Life Insurance

UBA offers plans that include Group Term Life Insurance (not available in all states) for the Covered Member and their Eligible Spouse up to age 65 as a lump sum benefit.

Term Life Insurance with UBA Gap Plans

Dental Insurance

UBA offers a Group Dental Insurance plan that includes Preventive, Basic and Major Services (Major services have a 12 month waiting period).

Dental Insurance with UBA Gap Plans
Critical Illness Insurance with UBA Gap Plans

Critical Illness Insurance

UBA offers plans that include Group Critical Illness Insurance which covers the first diagnosis of life-threatening cancer, heart-attack or stroke for Covered Member & Spouse up to age 65.

Hospital Cash Indemnity Insurance with UBA Gap Plans

Hospital Cash Indemnity

UBA offers a plan that includes Accident & Sickness Limited Benefit Cash Insurance to help with out-of-pocket costs due to accident or sickness for emergency room visit or being admitted to the hospital.

Short Term Medical Coming Soon with UBA Gap Plans

Short Term Medical

UBA will soon be offering Short Term Medical plans from various carriers that are designed to pay benefits similar to traditional health insurance but for people between open-enrollment periods.

Vision Insurance with UBA Gap Plans

Vision Insurance

UBA offers a Group Vision Insurance plan for those families looking to get regular check-ups, frames, lenses and contacts.

This is a brief description of coverage provided under the Policy Certificate and is subject to the terms, conditions, limitations and exclusions of the policy. Please see the policy and certificate for complete details. Coverage may vary or may not be available in all states. Plans with Group Accident Medical Expense, Group Accidental Death & Dismemberment and Emergency Room Insurance are underwritten by United States Fire Insurance Company, Eatontown, NJ. The insurance described in this document provides limited benefits. Limited benefit plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further this insurance is not mininum essential benefits as set forth under the Patient Protection and Affordable Care Act. Group Critical Illness Insurance is provided by and underwritten by Windsor Life Insurance Company. Covered critical illnesses are subject to the definitions, limitations and exclusions of the Policy Certificate. Benefit for Group Critical Illness Insurance ends at age 65. Benefits are paid at 10% of the Benefit Maximum if first diagnosis is in the first year from the effective date. Coverage for Group Term Life Insurance is underwritten by Investors Heritage Life Insurance Company. Claims for benefits shall be administered based on the Master Policy issued to the United Business Association. Benefit for Group Term Life Insurance ends at age 65. The Hospital Cash Indemnity (Group Accident & Sickness Limited Benefit Cash Insurance) is underwritten by Federal Insurance Company. Coverage may not be available in all states or certain terms may be different where required by state law. Chubb NA is the U.S. -based operating division of the Chubb Group of Companies, headed by Chubb, Ltd. (NYSE:CB). Insurance products and services are provided by Chubb Insurance underwriting companies and not the parent company itself. Federal Insurance Company and Chubb do not provide nor are affliated with the discount programs provided as part of membership in the United Business Association. This policy provided limited benefits on a fixed indemnity basis. Group Policy No. 9908-17-48 issued to the United Business Association. Chubb Accident & Health, 202 Halls Mill Road, Whiteshouse Station, NJ 08889. Vision and Dental Insurance benefits are undewritten by Renaisssance Life & Health Insurance Company of America, Indianapolis, IN and in New York by Renaissance Life & Health Insurance Company of New York, New York, NY. Both companies ("Renaissance") can be reached at Po Box 1596, Indianapolis, IN, 46206. There is no ownership affliation between Renaissance and Gap Dental & Gap Vision. For complete coverage details, please refer to the certificate of insurance. Short Term Medical Insurance through the UBA STM 5K or 10K Deductible Insurance Plans are underwritten by Golden Rule Insurance Company, a UnitedHealthcare Company.


How do I Apply for a UBA Gap Plan

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Call 800.964.8331
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UBA Membership Benefit Video Highlights

View the Videos of some of UBA's popular membership benefits to learn about how they work.
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United Business Association Video - Member Driven Value for Small Business Owners
MeMD - Healthcare Virtually Anywhere - UBA Membership Benefit - unlimited free visits paid by UBA which includes Behavioral Health
MailMyPrescriptions.com - Wholesale Pharmacy Service - UBA Membership Benefit