- COMPANY PROFILE
United Business Association (UBA) Gap Plans
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Membership Benefit Videos
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We are Better Together
The United Business Association (UBA) is a nationwide membership of small business owners and employees. UBA leverages our purchasing power to secure benefits and discounts that may not be otherwise available on an individual basis. Your membership in the United Business Association allows you to access and enroll in association group insurance programs and apply for association short term medical insurnace. Various insurance companies have issued group limited benefit insurance policies to the United Business Association as the group master policyholder. With association group insurance programs, shared business knowledge, business and lifestyle benefits and services and opportunities to network, We are Better Together.
Our mission is to conduct polls among its members on matters of importance to individuals interested in business, to collect, compile and disseminate business and financial information through the new media to its members and the general public. To carry on educational programs among its members and the general public relating to matters of vital interest to the business community. To organize individuals interested in business and concerned citizens into an association with the objective that their voices may be heard effectively in local, state and national affairs affecting the business community. To seek & support the availability of services and other benefits for members which represent greater value to those members than would be available to them individually. To conduct and engage in all lawful activities under the Texas Non-for-Profit Corporation Act.
Small Business networking
The United Business Association promotes networking among its membership of small business owners and employees. Support other members just like you! Advertise Your Small Business for Free!
Sharing Business Knowledge
By joining the United Business Association (UBA), you can participate in sharing business knowledge with other small business owners and employees like you or learn new ideas related to business such as: Small Business Articles and Helpful Links, Small Business Related YouTube Videos, Social Media Networking and Articles, Polls Regarding Small Business, and Membership Benefits Advice from the Board on Small Business Matters.
- Free Vitamins
- Retail RX Discount
- MeMD -Telehealth 24/7
- Pet RX Discount Card
- 24-Hr Nurse Helpline
- Lab Discounts
- Discount Hearing Service
- Gateway Medicard
- Health Savings Account
- Travel Assistance Plan
- LensCrafters Vision Club
- 24-Hr Roadside Assistance
- TrueCar Buying Network
- Choice Hotels
- Graduate Scholarship
- Child ID Card Services
- Car Rental Discounts
- ADP Payroll Processing
- Office Supplies & Furniture
- Hewlett (HP) Computers
- UPS Express Delivery
- UBA Savings Perks
- Theme Park Discounts
- Data & Cyber Liability
- Business Owner's Policy
- Tickets at Work
MeMD - Telehealth
Great for when you get sick.
Connect with a Medial Provider
Unlimited Free Visits for Members*
Includes Behavioral Health Visits
Available 24/7, 365 days a year
Great for maintenance medications.
Shop Drug Prices online
Save up to 90% on maintenance meds
No Insurance Required
Pricing is Guaranteed
Free* One-A-Day Multi-Vitamins.
New Gummies available soon!
One-A-Day Formulas from A-Z
Order them easily online
Cyber & Data Security
Protect your Small Business.
Multiple Options for your specific needs
First and Third Party Coverage
Expert Forensic & Legal Assistance
Get a Quote to Protect Your Company
*Benefits are paid by Healthy America.
UBA offers plans that include Group Accident Medical Expense and Group Accidental Death & Dismemberment Insurance to help with out-of-pocket costs due to an accident.
UBA offers plans that include Emergency Room Visits which include these facilities: In-Hospital Emergency Rooms, Free-Standing Emergency Rooms & Urgent Care Centers for accident or sickness.
Term Life Insurance
UBA offers plans that include Group Term Life Insurance (not available in all states) for the Covered Member and their Eligible Spouse up to age 65 as a lump sum benefit.
UBA offers a Group Dental Insurance plan that includes Preventive, Basic and Major Services (Major services have a 12 month waiting period).
Critical Illness Insurance
UBA offers plans that include Group Critical Illness Insurance which covers the first diagnosis of invasive cancer, heart-attack or stroke for Covered Member & Spouse up to age 65.
Hospital Fixed Indemnity
UBA offers plans that include Group Hospital Fixed Indemnity Insurance to help with out-of-pocket costs due to accident or sickness for emergency room visits, daily hospital confinement and in some plans wellness, doctor visits, labs & x-rays.
Short Term Medical
UBA is now offering Short Term Medical plans that are designed to pay benefits similar to traditional health insurance but for people between open-enrollment periods.
UBA offers a Group Vision Insurance plan for those families looking to get regular check-ups, frames, lenses and contacts.
This is a brief description of coverage provided under the Policy Certificate and is subject to the terms, conditions, limitations and exclusions of the policy. Please see the policy and certificate for complete details. Coverage may vary or may not be available in all states. Plans with Group Accident Insurance and Group Hospital Fixed Indemnity Insurance are underwritten by United States Fire Insurance Company, Eatontown, NJ. The insurance described in this document provides limited benefits. Limited benefit plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further this insurance is not mininum essential benefits as set forth under the Patient Protection and Affordable Care Act. Group Critical Illness Insurance is provided by either United States Fire Insurance Company or underwritten by Windsor Life Insurance Company. Covered critical illnesses are subject to the definitions, limitations and exclusions of the Certificate of Insurance. Benefit for Group Critical Illness Insurance ends at age 65. Benefits are paid at 10% of the Benefit Maximum if first diagnosis is in the first year from the effective date. Coverage for Group Term Life Insurance is underwritten by Investors Heritage Life Insurance Company. Claims for benefits shall be administered based on the Master Policy issued to the United Business Association. Benefit for Group Term Life Insurance ends at age 65. The UBA Vision and Dental Insurance benefits are undewritten by Renaisssance Life & Health Insurance Company of America, Indianapolis, IN and in New York by Renaissance Life & Health Insurance Company of New York, New York, NY. Both companies ("Renaissance") can be reached at Po Box 1596, Indianapolis, IN, 46206. There is no ownership affliation between Renaissance and UBA Dental & Gap Vision. For complete coverage details, please refer to the certificate of insurance. Short Term Medical Insurance through STM (C&F) Plan and STM Plus Plan (C&F) are underwritten by United States Fire Insurance Company.